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Agent Bank Program
Helping your merchants simplify payment acceptance is the first step to building stronger commercial account relationships. Our Agent Bank Program lets you do that and a lot more. We can help you attract and develop commercial accounts without the cost or effort of delivering the solutions yourself.
| Turnkey Solutions |
| Through our turnkey Agent Bank Program, your merchants can: |
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- Accept all types of payments, which is key to attracting new customers.
- Speed up their cash flow, since funds move faster with card-based transactions.
- Reduce operating costs through lower discount rates and fees.
- Reduce risk through our check verification and guarantee services.
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| Payment Options |
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Our credit card acceptance options include MasterCard®, Visa®, American Express®, Discover®, Diners Club® and JCB®. Debit switching options include access to all the major EFT networks.
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Our check authorization and guarantee services uses SCAN (the Shared Check Authorization Network) and Telecheck, so retailers have the best front-line protection against fraud. And for checks returned due to lack of funds, we offer the services of National Revenue Corporation (NRC), which remit back 100% of the face value of the check upon collection.
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And, because we're at the forefront of Electronic Benefit Transfer (EBT) your merchants can accept payment from more than three dozen government agencies that use this new technology.
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| Great Results, Less Stress |
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You set the pricing... we do the selling. |
You determine the value of our Agent Bank services to your customers, but we do all the work. Our experienced telemarketers can explain the opportunities and benefits to your retailers. |
You receive conversion capital for every merchant... We do the conversion |
We provide conversion capital to you for every merchant converted to our Agent Bank Program, which helps defray the cost of converting "paper" merchants. And we handle equipment installations from start to finish. |
You collect ongoing revenue... We do the processing. |
Our processing volume and efficiency enable us to pay you for every MasterCard, Visa, and debit transaction. You can take advantage of the latest POS terminal technology without investing in it. |
We provide training and 24/7 toll-free customer service... You devote more attention to building your portfolio. |
You can concentrate on the financial health and profitability of existing accounts and the pursuit of new ones. We handle the implementation, including training of merchants' employees and follow-up assistance with a toll-free number. |
We report all account activity... You strengthen your account relationships. |
We provide reports by merchant and overall. You can confirm account activity, spot trends that create lending opportunities, and build other aspects of your relationships. |
We assume the chargeback liability... You eliminate the risk for your institution. |
ISOs and Agents assume 100% chargeback liability for merchants meeting approval criteria. You reduce your risk while enhancing your ability to compete with larger merchant programs. |
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