Retail Merchant Accounts

The electronic payment industry classifies a merchant account as "Retail" when at least 80% of credit card sales are face-to-face transactions. Our ISOs and Agents take on the lowest risk and liability due to minimal chargebacks caused by end customers. In retail merchant accounts, ISOs and Agents can offer their merchants the lowest rates and fees but may encounter the most restrictive rules established by the association. Overall, our ISOs and their merchants enjoy the most cost-effective approach to accepting credit cards.

Merchant Benefits ISO & Agent Benefits Retail Merchant Account Types Merchant Benefits ISO & Agent Benefits Retail Merchant Account Types Merchant Benefits ISO & Agent Benefits Retail Merchant Account Types

Lower rates & fees Minimal chargebacks Quicker deposits Lower reserve requirement Lower risk & liability Minimal audit flags Minimal underwriting criteria Businesses doing at least 80% face-to-face, swiped transactions are considered "retail" merchant accounts. Restaurants Salons Dry Cleaners Coffee Shops Automotive Repair & Service General Retail Stores Donut Shops Convenient Stores Department Stores